Any carrier suggestions for major depressive episode? I'm running out of options.

[Lou Mann]

Have a client interested in term but will take whole life. Aged 47, major depressive dissorder within last 60 days, heart stent in 2019.

 

[billyb]

Are they suicidal?

 

[Lou Mann]

Yes, he checked himself in because of suicidal thoughts.

 

[billyb]

Decline

 

[WinoBlues]

Maybe, if you are wanting to keep the family, an Accidental Death policy, maybe. It is going to be a little more than a placebo.

Sounds like a preneed situation.


And a story about buying it before you can't.

Edit: I would probably offer stacking GI policies.