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My prospect could potentially qualify with one carrier prior to age 80, but has had one recent condition that requires a 6 month postpone, then the prospect will be over the carrier's issue age.
The policy is needed to preserve assets for the spouse who is not already in a nursing home and in a spend down situation. Non traditional life and annuity options most likely won't help here. The idea from the planner is to try to save assets for the spouse not institutionalized.
The policy is needed to preserve assets for the spouse who is not already in a nursing home and in a spend down situation. Non traditional life and annuity options most likely won't help here. The idea from the planner is to try to save assets for the spouse not institutionalized.