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We had a meeting explaining the Penn Treaty LTCi quickpass the other day at work and I was wondering if any agents are currently selling this and if they find it easier then most traditional LTC products?
Well their selling point is they take on the people who would get rejected almost anywhere else for LTC.
to end up having to drop it in the future due to rate increases?
Do you want a policy your clients can"t afford anywhere else, to end up having to drop it in the future due to rate increases? i would never put a client here, IMO.