anything UHC 2023 first look ?

[goillini52]

I don’t think there’s any difference in Humana, Aetna and United’s dental in 2023 benefit wise . There all a bucket of money for usual and customary in or out of network . The difference in my area is Humana has the biggest bucket of money . But the real difference is the specialist copays on all plans . Aetna and United stayed at $30-$40 and Humana collapsed theres to $0-$10. There part b give plan crushes all .

Wellcare's PPO(non giveback) MAPD in my area looks really good. $3,450/$5150 MOOP, no limit on preventive dental and $3,000 comprehensive dental w/dentures $0 copay, $300 on eyewear$1,500 DVH Flex Card, $0 copay PCP/$30 specialist, meals, transportation$150 a quarter OTC, no RX deductible. The $60 giveback plan's not near as good on the benefits.

Since Wellcare can f*ck up a wet dream, I'd be afraid to sell their MAPD, though I always sell their PDP and carry them on my wife and me.

 

[hockeyday]

I don’t think there’s any difference in Humana, Aetna and United’s dental in 2023 benefit wise . There all a bucket of money for usual and customary in or out of network . The difference in my area is Humana has the biggest bucket of money . But the real difference is the specialist copays on all plans . Aetna and United stayed at $30-$40 and Humana collapsed theres to $0-$10. There part b give plan crushes all .

Ya I, thought the Humana give back was great till you learn they have a big rx and medicare deductible, not so good now

 

[Chazm]

In FL, aetnas PPO doesn’t have a network. If you hand them your Aetna card, they will say you have no benefits. You have to pay in full and be reimbursed. And my clients say it’s not Usual and customary charges, it’s the full amount up to the limit.

 

[DonP]

Ya I, thought the Humana give back was great till you learn they have a big rx and medicare deductible, not so good now

My areas no rx deductible and $500 in hospital . Insulin savings program . Dental is only maintaince . $100 a month giveback . The $500 will just be thrown in with the hospital . So for people making $25-$50 k it will be big seller . Call centers will use it big and not tell people about the downside .

 

[DonP]

Wellcare's PPO(non giveback) MAPD in my area looks really good. $3,450/$5150 MOOP, no limit on preventive dental and $3,000 comprehensive dental w/dentures $0 copay, $300 on eyewear$1,500 DVH Flex Card, $0 copay PCP/$30 specialist, meals, transportation$150 a quarter OTC, no RX deductible. The $60 giveback plan's not near as good on the benefits.

Since Wellcare can f*ck up a wet dream, I'd be afraid to sell their MAPD, though I always sell their PDP and carry them on my wife and me.

We got a $2900 moop and $0/$0 at drs . No rx deductible.

 

[Ncinsureguy]

We got a $2900 moop and $0/$0 at drs . No rx deductible.

I used to sell wellcare but after losing a quarter of my books when they left nc, I won't touch them

 

[goillini52]

We got a $2900 moop and $0/$0 at drs . No rx deductible.

Is that Humana?

 

[policywunk]

In FL, aetnas PPO doesn’t have a network. If you hand them your Aetna card, they will say you have no benefits. You have to pay in full and be reimbursed. And my clients say it’s not Usual and customary charges, it’s the full amount up to the limit.

In Fl Aetna didn't reimburse for dentures in 2022 are they going to in 2023?

 

[DonP]

Is that Humana?

Yes . Indiana has $3400 moop . What county you in in IL?

 

[goillini52]

Yes . Indiana has $3400 moop . What county you in in IL?

Ford. Wellcare beats Humana hands down here.