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Any suggestions on how to find these people?
I am currently working with 3 AT&T retirees. As of 1/1/15 the current ATT retiree plan is no more. Instead, ATT will fund $2700 (double for married couples) via an HRA and turn you loose in the market.
But ............
You have to buy your coverage through Aon to get the $2700.
But .................
You don't have to buy ALL your Medicare coverage. You can just buy a PDP via Aon and still get the $2700.
Or you can buy PDP, Medigap or MAPD.
The key is the ATT retiree doesn't have to spend all their money on Aon peddled products. Any unused HRA funds at the end of the year roll over to the next.
Carry on.
Now you have got it.
It is.
The only reason I posted this is to let others know. Do with it what you wish. Or do nothing.
Now you have got it.
It is.
The only reason I posted this is to let others know. Do with it what you wish. Or do nothing.
In my situation, they buy PDP from Aon with some of the HRA $$ and use part of the rest to buy Medigap from me. Anything left over that is not used to cover OOP expenses rolls over to 2015.
Two of the people I talked to specifically asked Aon if they could use the HRA $$ unrestricted for purchases of other products not specifically offered via Aon. One of them was a labor arbitrator with AT&T before retiring. Just going on what I was told by my clients.