I have a contractor client with GL. He currently has the auto insurance for the truck he uses in his business under his personal insurance policy. I am trying to convince him that he really should have a commercial policy for that pickup truck because he uses it for work, hauling materials to jobsites, towing a trailer for power washing, etc. But current agent on the personal does not feel he has any coverage issues by keeping the vehicle on the PAP (this same agent also has their brand new home still insured under a builder's risk policy despite the fact they are residing in the dwelling and have now rented out their former dwelling).
Anyone have any thoughts on what you would say if this were your client?
Anyone have any thoughts on what you would say if this were your client?