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I'm not sure, but doesn't this leave the broker out of the equation? I write so little P&C, so perhaps I am misreading this.
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All I know is your Bobcats spanked my Redbirds last night.
Yes. Miami is in Oxford (Ohio). This is the "Cradle Of Coaches"...ya know, one of the Top Seven Business Schools in the US....the "Harvard Of The Midwest."
Not Miami of Florida which is a party school.