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One more paragraph from the contract, there is nothing that says it has to be related to a surgical event or hosptalization. Maybe you will actually research the facts next time before making an assumption:
*except for the fact that it is called a "Hospital / Surgical" plan.
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since most of you obviously have never read the contract for the Plan 700 you are just blowing smoke up everyone's asses and sell the higher priced plans just to pad your commissions. I'm ot going to do your homework, but here is just one part of the contract relating to Inpatient confinement:
Hospital Services
Inpatient:
[FONT=Arial,Arial][FONT=Arial,Arial]The following may be Covered Services when rendered in an Inpatient Hospital setting:
1. room and board in a semi-private room when confined as an Inpatient, unless the patient must be isolated from others for documented clinical reasons;
2. intensive care units, including cardiac, progressive and neonatal care;
3. use of operating and recovery rooms;
4. use of emergency rooms;
5. respiratory, pulmonary, or inhalation therapy (e.g., oxygen);
6. drugs and medicines administered by the Hospital (except for take-home drugs);
7. intravenous solutions;
8. administration and cost of whole blood or blood products (except as outlined in the Drugs exclusion of the "What Is Excluded?" section);
9. dressings, including ordinary casts;
10. anesthetics and their administration;
11. transfusion supplies and equipment;
12. diagnostic Services, including radiology, ultrasound, laboratory, pathology and approved machine testing (e.g., EKG);
13. chemotherapy and radiation treatment for proven malignant disease;
14. Physical, Speech, Occupational, Cardiac Therapies; and
15. transplants as described in the Transplant Services category in this section.
Exclusion:
Expenses for any Services rendered in an Inpatient Hospital setting are excluded when such Services could have been provided without admitting you to the Hospital.
In addition, expenses for the following and similar items are also excluded:
1. gowns and slippers;
2. shampoo, toothpaste, body lotions and hygiene packets;
3. take-home drugs;
4. telephone and television;
5. guest meals or gourmet menus; and
6. admission kits.
[/FONT][/FONT]Note: [FONT=Arial,Arial][FONT=Arial,Arial]This Contract does not provide coverage or benefits for maternity/obstetrical care, except for complications of pregnancy, unless the Contractholder purchased such coverage under an Optional Maternity/Obstetrical Care Benefits Endorsement, if available.
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That's assuring ...?
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