Best Graded Carrier?
- Thread starter Jakel
- Start date
- 3,247
My GOTO is Security National Life
It's not a "True Graded, 30/70"
It's a "ROP in the first 2 Years + 10% Interest"
See attachment below of 65 Male Graded Non Tobacco
They will cover a guy with CHF that has Kidney Failure and is In a Wheel Chair for LIFE
BOOM
- Thread starter
- #3
- 3,247
Pack yer bags and move! lol Go down the list and your guess is as good as mine!
- 5,292
If Aetna is available, they make for a great "true" graded product for clients 60 and older.
United Heritage has a great Graded Plan -- 1 year look backs on cancer, heart issues, fairly liberal with meds, and you are paid full commission on all ages available (40-85).
For GI cases in Massachusetts, I would pick up Gerber and start writing them.
- Thread starter
- #6
- 5,292
Settlers in MA yet?
American-Amicable?
American-Amicable?
- Thread starter
- #8
Settlers is now in MA. I have Occidental but their ROP plan recently had major changes. Not in an agents favor either. So you would recommend Settlers or Occidental?
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Oh forgot to ask, what about Americo Eagle? How does it compare to Settlers or OCCIDENTAL rop and Columbian graded. I heard from another agent that Columbian graded pretty much takes everyone.
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Oh forgot to ask, what about Americo Eagle? How does it compare to Settlers or OCCIDENTAL rop and Columbian graded. I heard from another agent that Columbian graded pretty much takes everyone.
- 5,292
In your situation, I'd use Settlers Bronze and make sure to send the occasional Silver and Gold application in to keep the one-foot-in-the-grave business ratio in line.
Bronze takes everybody 40-75 with the exception of a few issues; pricing isn't so bad, either.
- 30,164
Look at the attachment on Agentguy5's 1st post and just go down the list and find which ones are in your state.
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