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I can't solve that paradigm for you. If you think they're SELLING people - and I'm using the term "selling" where you could substitute the words "assault" or even "rape"... I can't fix that for you.
Look up Van Mueller on Brokercheck. He has NO complaints. If he was doing it wrong or "fitting a square peg in a round hole", it would be showing up with a number of complaints... and he's doing between 800-1100 apps a year. There's another guy who I've followed who did similar production... but his brokercheck is spotted worse than my kids with chickenpox. Van is doing it right, even if you don't necessarily agree with it.
The paradigm shift you'd have to make... is that one could be helping their clients by predominantly selling them insurance and having a bias towards insurance.
Unfortunately, you see that bias as financially damaging to others, rather than helping them.
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If van muller is security licensed he probably is not trying to fit a square peg into a circle. I am talking about the life only guy talking about saving money future income etc. Chances are if they only have a life license, life insurance or a annuity is going to be used no matter what. Whereas a person that is fully licensed can use life insurance, annuities or securities based on the need.