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Posting the truth about the way the plan works is considered scare tactics. Good to know.
I will note that for future posts.
When will your revealing look at cancer treatment with an MA plan come out? I can hardly wait.
When you tell both sides of the story do you reveal your compensation on MA plans plus all the add-on policies to "fill the gaps in the MA plan"? Do you explain why someone might need or want a plan to supplement their MA plan?
And the OOP. Do you mention that is only for in network approved A & B claims in most cases and does not include outpatient Rx? Of course some MA plans don't cap your OOP. Others have a separate cap for OON claims. Bet you thought I did not know that.
Or is that not part of telling the story?
And in case you want to know, when someone asks about MA plans I do compare the two and mention the MA compensation is roughly 2x what is paid on Medigap plans. I also talk about the agent comp on the MA "gap" plans and point out that even with a cancer plan and HI plan they still have gaps.
But that's OK. That $0 premium plan that suddenly became $80 because of the MA Plus coverage pays the agent close to $1,000 or almost 4x what I make.
I have been reviewing and comparing plans for 40 years. Pretty sure I have a handle on how these things work, especially at claim time.
Did I mention they still have gaps in their MA coverage that would not exist if they had a Medicare supplement plan?
Have a nice day.
Good article Bob. Did you push this out to Facebook too? If not you should.