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Guest
Guest
I'm having an issue with one of the "dark color" carriers in CA. I want to see samples of the healthcare policies before I recommend them. The term I hear used is EOC (evidence of coverage).
However the carriers simply point me to the web (even the agent's logon site) but all I find is 'fluff'... the pretty brochures they call a "summary of coverage" which don't always tell you what is NOT covered or go into detail. I feel as if I'm selling 'blind.' (I know the client has a 10-day look, but I'd like to review these policies (especailly the new ones) before I put my neck on the line and recommend them.
Is this the same in all states?
I met an assistant to my state assembly member yesterday at a chamber lunch and told her about this and she thought that it would be a good idea for carriers to either post complete policies on their site or have the DOI post pdf files on the state site. She is going to set up a meeting with her boss to discuss it.
How does it work in other states? Can you (anyone) see the entire policy before purchase?
Thanks,
Al
However the carriers simply point me to the web (even the agent's logon site) but all I find is 'fluff'... the pretty brochures they call a "summary of coverage" which don't always tell you what is NOT covered or go into detail. I feel as if I'm selling 'blind.' (I know the client has a 10-day look, but I'd like to review these policies (especailly the new ones) before I put my neck on the line and recommend them.
Is this the same in all states?
I met an assistant to my state assembly member yesterday at a chamber lunch and told her about this and she thought that it would be a good idea for carriers to either post complete policies on their site or have the DOI post pdf files on the state site. She is going to set up a meeting with her boss to discuss it.
How does it work in other states? Can you (anyone) see the entire policy before purchase?
Thanks,
Al