I think the answer to your question is "it depends".
If you work a rural or semi rural market the answer would obviously be no. I happen to work in a market where the MAPD offerings from several major carriers such as UHC, Humana, Healthsprings, Aetna, are very rich in benefits. They seem to all have very strong networks with very reputable doctors and all major hospitals are included. In the five years that I have been in this market I have not run into any major issues related to coverage. I make a mid six figure income. I don't buy leads. I do grass roots marketing and I help a lot of people with their problems when they can't find their agent. I answer my phone when it rings and I return phone calls. And yes, I also sell med sups. I got contracted with Frank for those.
If you work a rural or semi rural market the answer would obviously be no. I happen to work in a market where the MAPD offerings from several major carriers such as UHC, Humana, Healthsprings, Aetna, are very rich in benefits. They seem to all have very strong networks with very reputable doctors and all major hospitals are included. In the five years that I have been in this market I have not run into any major issues related to coverage. I make a mid six figure income. I don't buy leads. I do grass roots marketing and I help a lot of people with their problems when they can't find their agent. I answer my phone when it rings and I return phone calls. And yes, I also sell med sups. I got contracted with Frank for those.