Captive or Non Captive ? Better?

[KJ in Miami]

Being captive also gives you access to other agents and their prospect systems that you might not have otherwise have had. I would sum that up to learning opportunities. Many huge agents stay captive. These guys are make $$$ and stay captive. I am not there YET, but they have to have a reason for doing such.

There are negatives -- but which one outways which is the question that you have to ponder and decide. I would love to tell you which one is best but that all depends!! Should you always buy mutual funds or not -- what are your goals? Can you operate without support? Even if you cannot, that is not a negative as I know many people who cannot but are making GREAT money!! Can you operate within a system/ do you have the discipline?

Hope this helps.

 

[Insurancedad]

Starting out Independent is not easy but can be done as that is what I did, but I really do wish I had someone by my side sometimes.

 

[Norwayguy]

Being captive also gives you access to other agents and their prospect systems that you might not have otherwise have had. I would sum that up to learning opportunities. Many huge agents stay captive. These guys are make $$$ and stay captive. I am not there YET, but they have to have a reason for doing such.

There are negatives -- but which one outways which is the question that you have to ponder and decide. I would love to tell you which one is best but that all depends!! Should you always buy mutual funds or not -- what are your goals? Can you operate without support? Even if you cannot, that is not a negative as I know many people who cannot but are making GREAT money!! Can you operate within a system/ do you have the discipline?

Hope this helps.

A lot of times they stay captive for the pension they would lose if they leave. I don't blame a person who stays captive if it ain't broke don't fix it. I started captive and learned a lot in a short period of time.

 

[xrac]

What exactly is a bot and why would someone place these on a forum?

Short for chat robot, a computer program that simulates human conversation, or chat, through artificial intelligence. Bot post gibberish on forums all the time.

 

[RyanCO]

I am an agent in Colorado , I have discussed the merits of both sides of issue, I am interested in finding non captives to learn about my company but I want to get some feed back on opinions of being a captive or non.

Joe, depending on an agent's experience, I always recommending starting captive and then going from there. There are pros and cons to being captive and non-captive, but being a captive agent gets you the training and the fundamentals you'll need to be successful long term.

At least it should. The quality of your training often depends on the individual manager, so you have to interview them while they're interviewing you.

Some agents have a great career staying captive, others decide that they've got the fundamentals, training and experience to go indy. Just depends on the individual.

P.S.: Colorado Springs resident here!

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[HomeService]

Short for chat robot, a computer program that simulates human conversation, or chat, through artificial intelligence. Bot post gibberish on forums all the time.

This. ^^^I've also heard that they get paid per post. Sometimes. However, this could be a legit poster but from a different country so the accent or broken English is showing through on the posts. If that's the case, then I apologize for saying it is a bot.

 

[RyanCO]

I spent 3 years as a captive agent myself before I went independent. I was with Northwestern Mutual and recieved a great deal of valuable training. But it was only a matter of time before I took the plunge into the independent world!!

That's a GREAT company to wet your feet with.'

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[Advisor06]

If you go independent after being a captive agent where do you get your health benefits and find leads?

 

[RyanCO]

If you go independent after being a captive agent where do you get your health benefits and find leads?

Well, to put it simply, you're on your own.

Get an individual health insurance plan (assuming you're not declined) and hit the streets. Before you do this, then, you need to have a very complete and workable marketing plan. Make sure your Rolodex is very, very full.

One of the biggest benefits of having worked as a captive agent is that you should have been trained, and learned how to, create business on your own.



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