after taking all the modules online, I studied 92 straight days and passed. So you need to have the time to do it.Brendan, I went through the CFP curriculum at Rice. It was a two year process. I was the only insurance guy in the room. I ended up getting my P & C because of the class. After the insurance CFP semester, I didn't even have to study before I took the P&C exam. There were CPA's, lawyers, and the smartest guys in the room were the Fidelity guys, who all had their series 6, 7, 63 etc. On the first day of class, the teacher asked who had their said securities licenses and many raised their hand. He ten told the class, "that was like Middle School...this is a Master's Course." Others parts of the CFP curriculum, besides Insurance, included General Financial planning techniques, Estate Planning Law, Tax Law, Employee Benefits, one entire module on the actual planning (a general statement of a very hard module, learning all the FP formulas by hand), Case Studies. You do have to have a Bachelor's now to earn the CFP. I am not a CFP, nor want to be one, but graduating from the curriculum was a great experience. It seems that The American College has influenced the Financial Planning Board to include more insurance related emphasis on the process, however so slight.