Client on MA Plan Now Taking Job with Health Coverage

On the whole MA vs Employer coverage, generally, employee is better off on Employer plan if,
1) Premium is pd in full by employer,
2) low deduct & MOOP, and,
3) Strong Rx plan.
 
Lots of unanswered questions,

1) Does his MA have a premium?
2) Does his MA include PDP?
3) What is MOOP for MA?
4) Does the employer plan have a deduct?
5) What is MOOP for employer plan
6) Is employer Rx coverage Creditable?
7) Does emp pay cost share for employer coverage?



1.It free..whoops I mean a zero dollar premium
2 yes
3..5900
4.dont know that yet
5. don't know that yet
6.I am sure it is because it's United Technologies which is a huge corporation.
6.Not sure of that yet but most likely will pay 75%

I am assuming his coverage will be pretty good and when I see his benefits and do the math i will advise him on whether to take the plan and drop part B or keep the MAPD.If he doesn't want to mess with dropping the part B he would keep the MAPD plan and then its a matter of if his employer plan would coordinate with the MAPD with it and if CMS would allow it.I have several clients with retiree group plans that cordinate with mapd but never dealt with an active employee EGHP cordinating with MAPD
 
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