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Any pitfalls in talking to the EE and spouse about going on a MedSupp? I feel an obligation now to be sure the spouse enrolled in Medicare A, to avoid/minimize the late penalty, and talk about B, etc.
It's time for open enrollment plan shopping, and self funded looks interesting.
There is this sense I have that I want to help, but also a little bit, too, of wanting to drive down the averaged composite rates for the group. Spouse turned 65 6 months ago, and is paying at least 2 X what a Medicare supplement, Medicare B and a drug plan would cost. Only drawback is if there are super expensive drugs the health plan is covering. Will need to run RX check for costs on Medicare D to see. If it's to help them, OK, but if seen as manipulating to push spouse off the plan when not necessarily in their best interest--that is what I want to avoid.
It's time for open enrollment plan shopping, and self funded looks interesting.
There is this sense I have that I want to help, but also a little bit, too, of wanting to drive down the averaged composite rates for the group. Spouse turned 65 6 months ago, and is paying at least 2 X what a Medicare supplement, Medicare B and a drug plan would cost. Only drawback is if there are super expensive drugs the health plan is covering. Will need to run RX check for costs on Medicare D to see. If it's to help them, OK, but if seen as manipulating to push spouse off the plan when not necessarily in their best interest--that is what I want to avoid.