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are you referring to writing life insurance on yourself, or an immediate family member?
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so i should be fine then guru?
so i should be fine then guru?
I can't remember if it was company contracts or the DOI rules, but I remember seeing somewhere that only 25% of your book can be controlled business. I would look it up to see how accurate that is but I don't really care as long as I keep 3 clients on the books to make up for my g ma.
I thought DOI rules stated 15%. But carriers could be different.
so if i wanted to only do biz. through referrals thats not legal?
Absolutely correct! You can however forward your referrals to an agent in another state and they can write the business. I 'll send you mine after you send me yours...