creative suggestions for Rx creditable coverage evidence for 12 years

[yorkriver1]

The first 4 are from an employer that went out of business.

 

[somarco]

Trying to follow your shorthand . . .

You have a prospect who has worked at least 4 different jobs (with Rx benefits) over 12 year since turning 65 . . . and hopes to prove continuous, creditable coverage to avoid a penalty?

 

[kgmom219]

If they remember, call the carriers and get a Certificate of Creditable Coverage from all of them.

 

[bwinters]

Is this for LEP appeal or for the initial attestation? No proof needed for the attestation. If for the appeal, here's a couple ideas: they can check with the carrier to see if they have proof of the creditable rx coverage. A few of my local carriers issue the letters for their insured groups. You could also check with the insurance carrier to find out who the group's broker was; the brokers around here often create the groups' benefit books and include the rx notice in them, so the broker might still have a record.

 

[LostDollar]

Re "creative"

See my comments in this thread:

Appealing Part D late charge

Any experience with long term prior creditable coverage proof? The client has retired into their 70's. the span of time for creditable coverage will include the first 4 of 12 years ago, when the first employer went out of business. The client doesn't have a record of the insurer. They have a...

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when this situation has gone to LEP computation