Crohns Disease

[Golddoor]

I have a lead that has Crohns Disease. Does any one know if that is an automatic decline with an individual plan? I couldn't find it listed in any of my underwriting books so thats why Im asking?

 

[Michael Haislip]

DELETED

 

[STIBROKER]

did you ask them if they have been declined before.....

 

[Golddoor]

did you ask them if they have been declined before.....

Yes and she said she has never applied for ind coverage before.

 

[STIBROKER]

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[Crabcake Johnny]

Aetna,

 

[Golddoor]

Thanks Sti, I will check with her about this!

 

[Vailco]

Looks like Assurant declines.

Golden Rule- present- they won't consider. Recovered- 2-4 years, depending on recovery state.