- 102
Anyone know who offers the most competitive decreasing term product? Is the savings substantial enough to by-pass level term?
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
I never saw a need for DT. Who needs less insurance as they get older?
My dad is in his 70s. His wife is in her 40s. She will be the insured. If something should happen to her before he dies, he wants to pay off the house. There won't be any estate taxes. They owe less than 100K on their home. In this case, decreasing term would make sense. Although, I don't think the cost difference would be worth searching for a company that carries it.