Direct Upline in the middle of getting down line agent paid through their Upline (FMO)

wehotex

Guru
1000 Post Club
2,536
Houston, Tex
This is an example of why I consider most uplines to be worthless, greedy monsters. I'm trying to get a promised retention bonus paid through their direct Upline FMO. My direct Upline principals have tried to talk with FMO to get me paid, but I get the feeling that they don't want to rattle the apple cart with their sweet contract with FMO. This Upline does absolutely nothing for me since all of my biz is self-gen. Seems to be that the least that they could do is to be sure that I am paid correctly.
Of course, a direct contract would involve the carrier keeping "override" without a corresponding bump-up in Commission for the agent. It's a dirty business.
 
This is an example of why I consider most uplines to be worthless, greedy monsters. I'm trying to get a promised retention bonus paid through their direct Upline FMO. My direct Upline principals have tried to talk with FMO to get me paid, but I get the feeling that they don't want to rattle the apple cart with their sweet contract with FMO. This Upline does absolutely nothing for me since all of my biz is self-gen. Seems to be that the least that they could do is to be sure that I am paid correctly.
Of course, a direct contract would involve the carrier keeping "override" without a corresponding bump-up in Commission for the agent. It's a dirty business.
Why are there so many people in the food chain? Sounds like a communication problem between the layers. Why is the FMO deciding to get you paid? If you are not paid directly by the insurance company then you signed up for a major cluster that never ends well.
 
Why are there so many people in the food chain? Sounds like a communication problem between the layers. Why is the FMO deciding to get you paid? If you are not paid directly by the insurance company then you signed up for a major cluster that never ends well.

I AM paid directly through the carrier, but this is a one-time "bonus" paid by the FMO to filter it down to the middle upline for retention by agents during this past AEP. The FMO receives its money from the carrier who then filters it down to middle upline and down to the agent. This is not the way that it is normally paid.
 
Bonus for what?How many total active members you have in Jan ?How many old members stayed thru aep and didn't change ? So how are they keeping track of how many old clients keep there insurance threw aep ? If you don't like how there treating you then I'd move . But understand what you did before is irrelevant as your present up line keeps those renewals . So your present block of business is a huge bargaining pt for you . Let's say you have 700 mapd of the books . There making $125 k min year in yr out on that block . Their very very motivated to keep you .
 
I AM paid directly through the carrier, but this is a one-time "bonus" paid by the FMO to filter it down to the middle upline for retention by agents during this past AEP. The FMO receives its money from the carrier who then filters it down to middle upline and down to the agent. This is not the way that it is normally paid.
Yes the road is littered with agents who are getting bonuses that are "paid by the upline" and not the carrier. Those are always great. If you know the upline very well and trust them then you will likely get it. MANY never do. It's always just a loosy-goosy agreement that many FMO's use to screw over people. Same as assigned commissions.
 

Latest posts

Back
Top