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Reading the contract it appears they do. So if min premium $80/ month and target $120/month and you set it up on $80/month do you get paid up to $120/month into the second yr?
No I wrote 62 yr old the custom gul. target is $232 a month and I wrote $190/ a month is guaranteed for 30 yrs so at even 1/2 current that goes to age 100 plus easy. The min premium is $160