Gilmore, here's your answer. Periodically, as I believe many agents do, I'll look up a topic on the site, if it happens I'm seeing what's out there on something I'm looking in to. That was the case here. Amazingly, I see your handle and about 6 others on just about EVERY thread I've ever looked at. You guys have to either be professional, paid posters or you have very little else to do. I mean, you've posted almost 3,000 times!! Again though, when I view these threads, if something positive is said, it seems that you and the select other gang of "gurus" jump in and bash the poster. You talk about your credibility, as if anyone know who you are, and you insult "first timers", as if you have to earn access to your little club. Oh yea, and you guys always talk about "the rules" of the forum which is ironic, based on some of your posts. All I did was point out this observation.