Failing an Insurance Drug Test

JamesHart

New Member
12
If you are appointed by a life insurance company, but work for a bank. Say you apply for life insurance through the company you're appointed by and you fail the drug test? Will that company know and could they/would they drop your appointment?
 
Seriously???? Whatever happens, you deserve for being stupid enough to apply for insurance through your employer if you were using.

To answer your question. Underwriting shouldn't tell management as they are bound by HIPAA. However, don't be surprised if they tell management.
 
Seriously???? Whatever happens, you deserve for being stupid enough to apply for insurance through your employer if you were using.

To answer your question. Underwriting shouldn't tell management as they are bound by HIPAA. However, don't be surprised if they tell management.

It didn't happen, I'm just curious. I don't work for the insurance company, I work for a bank.
 
It didn't happen, I'm just curious. I don't work for the insurance company, I work for a bank.

Same difference, and still applies. Do you really want to explain to the bank why you lost that appointment?

Also, again they shouldn't tell management. There is no guarantee they won't tell anyway.
 
It didn't happen, I'm just curious. I don't work for the insurance company, I work for a bank.
curious...curious you say???? im curious what the market will do next year... im curious why the texas ranger have not signed any power hitter or a front line pitcher..... I am not curious about flunking dope test... clean up man, drugs kill, including marry jane
 
In the immortal words of Homer Simpson...."Doh".

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Sent from some woman's closet using my EVO.
 
By law they aren't supposed to say anything, unless your job requires disclosure. But they don't have to say anything. If it's payroll deduction and public sign up, and you don't end up on the billing, someone could do the 2+2 and figure it out.
 
Don't think underwriting doesn't talk to marketing, sales and brokerage. I'd hate to count on someone in underwriting keeping their mouth shut the next lunch they have with brokerage.

Get clean or at least apply to a company you aren't appointed with.
 
By law they aren't supposed to say anything, unless your job requires disclosure. But they don't have to say anything. If it's payroll deduction and public sign up, and you don't end up on the billing, someone could do the 2+2 and figure it out.

its not a payroll deduction
 
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