First Attempt

[unic.consulting]

I have mostly been focusing on health insurance since I got my license, but I had someone ask me about FE, and of course it's a case beyond my limited scope. He lives in MA, and wants to take out a policy on his mother in WA. She is in a nursing home, double mast, COPD, seizures. Is there anyone that will put a policy on her?

 

[goillini52]

I have mostly been focusing on health insurance since I got my license, but I had someone ask me about FE, and of course it's a case beyond my limited scope. He lives in MA, and wants to take out a policy on his mother in WA. She is in a nursing home, double mast, COPD, seizures. Is there anyone that will put a policy on her?

Kemper, Vantis and Gerber have true Guaranteed Issue policies....no health questions.

 

[WinoBlues]

I have mostly been focusing on health insurance since I got my license, but I had someone ask me about FE, and of course it's a case beyond my limited scope. He lives in MA, and wants to take out a policy on his mother in WA. She is in a nursing home, double mast, COPD, seizures. Is there anyone that will put a policy on her?

I do not know the answer to your question. However, I believe Washington has a $25,000 minimum face on Life Insurance. GI may be different.

 

[unic.consulting]

Would that matter if the owner of the policy was in Massachusetts? Is it based off the insurer or the insured state of residence?

 

[nfl72]

If I was presented with this client, I would move on to the next one. while your spinning your wheels on that one you could be writing three others. I believe starting out you will be much further ahead by focusing on a specific target.


Figure out what you want to sell and then focus on that area. just my 2 cents

 

[Biggin]

If I was presented with this client, I would move on to the next one. while your spinning your wheels on that one you could be writing three others. I believe starting out you will be much further ahead by focusing on a specific target.

Figure out what you want to sell and then focus on that area. just my 2 cents

I agree. I would tell him to contact a funeral home in the state that she's in and move on.

 

[WinoBlues]

While I do not chase dead ends. If a client ask me to find something for them I try. I am in the middle of one my busiest Decembers. I have apps going in six states right now. Every case is from referral not one out bound sales call. Because I take care of business for my clients.

 

[LOakley]

MOO doesn't have GI for WA.

 

[TwiLight]

The policy is based on the Insured's location. WA.

Kemper has the GI policy at $25k. Only option for WA.

 

[unic.consulting]

Twilight,

Thank you very much. I will let him know.