I submitted to genworth 2 apps for key man coverage for a doctorÂ’s office and it has taken 12 weeks to get approval. ThatÂ’s after having issue after issue with their underwriting department. Almost daily for the 12 weeks they kept requesting different forms. Then when I would get this request completed, then they would claim that they never recieved them. Even though my fax reports claim otherwise. Or then they would claim that they didnÂ’t actually need them and donÂ’t now why that they originally requested the additional info. Finally after 12 weeks I received policies and personally delivered them to the Doctors they signed delivery receipts and amendments all the while questionng what took so long. I then faxed receipts to Genworth. Now I receive a letter from them stating that they have to reissue the policies because of a missing owner signature on the original app. A missing signature? They just now figured this out?Genworth is a big joke and they will never revcieve another app from me again. I have also talked to another agent and he said he has the same problems with them!! :x WARNING STAY AWAY FORM GENWORTH!!!!!!!!