I left my captive position and am now going independant. I'm trying to make the next move and get appointed with companies. Should I go through IMO or just get appointed directly with each carriers? What are the pros and cons? Is it alot more convenient to go through IMO? I'm confused. I've looked at Financial Brokerage and Best Agency.com already. Have any one has experience with them they would like to share? Any advice for a newly independant agent?