GPM Secure Mark

[WinoBlues]

Anyone using their Secure Mark SIWL.

Pros v Cons.
How is their underwriting?
Sweet spots?

Thanks

 

[torri]

only two questions to qualify for something. Good for diabetic clients and rates about mid level etc (balt life)

 

[WinoBlues]

only two questions to qualify for something. Good for diabetic clients and rates about mid level etc (balt life)

Are we talking about GPM

 

[steveadlman]

Anyone using their Secure Mark SIWL.

Pros v Cons.
How is their underwriting?
Sweet spots?

Thanks

They do not do the telephone interview at the point of sale. After they receive the application they will call your client to complete the telephone interview. I don't know how you feel about that but as far as I'm concerned that is a big negative.

 

[torri]

Make that three officially, but one don't count.
1 currently in nursing home or hospital, on dialysis or alzehmer's disease

2 have AIDS or HIV (past 10 yrs)

3 convicted felony past 5yrs (do not count to me)

all No's qualify for modified policy

 

[shooter]

Torri, do you use GPM as a main carrier or a niche company?
Did you say they write diabetics under a SIWL product?
How are they to work with, and are the commissions good compared to other Fe type companies?
Thanks,
Shooter

 

[Todd King]

Torri, do you use GPM as a main carrier or a niche company?
Did you say they write diabetics under a SIWL product?
How are they to work with, and are the commissions good compared to other Fe type companies?
Thanks,
Shooter

If you're concerned about writing diabetics, why not go with a company like Monumental who will write insulin dependents as standard? (as long as they weren't insulin dependent before the age of 18).