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Ok, I had a guy yesterday that wanted me to call and talk with his wife about their current health plan. He said they had Mega, and I was already counting my commission... Turns out, this lady LOVES Mega!! They have had a contract with them since 2000 and she says that Mega has been great to them.. They have increased this couple in their 40s to well over $800/mo., but they love Mega! She said the great thing about them is they reprice most of her doctor bills if they haven't met their deductible and they will fly them back home if they get sick in another country? (Maybe an association benefit?).. "How many times have you gone overseas since you bought the policy?"........... uhh... NONE
I asked her if they have had any major claims and told her that most companies will offer a repricing on doctor's bills.. She let me know that Mega has only paid out a small bit on a knee operation about 6 years ago on her husband.. I told her about many of the holes in Mega which she stated they didn't have because she had never had them turn down any claims, but I insisted that she had not had any major claims. I let her know I am willing to go over her policy and if I can't find something better and save her at least $1000/yr I would advise her to stay where she is at. She is supposed to fax me her policy this afternoon.
Did Mega have a better contract back in 2000 or is this lady just ignorant?
I asked her if they have had any major claims and told her that most companies will offer a repricing on doctor's bills.. She let me know that Mega has only paid out a small bit on a knee operation about 6 years ago on her husband.. I told her about many of the holes in Mega which she stated they didn't have because she had never had them turn down any claims, but I insisted that she had not had any major claims. I let her know I am willing to go over her policy and if I can't find something better and save her at least $1000/yr I would advise her to stay where she is at. She is supposed to fax me her policy this afternoon.
Did Mega have a better contract back in 2000 or is this lady just ignorant?