Hey guys and gals,
I'm mostly a life insurance agent, but I had a client ask me about health insurance. The client's daugher is 19 and going to college. She is currently insured through a plan provided by the university, but has already exceeded her drug maximum ($500). She has Crohn's disease which I understand requires some ongoing medications. She is paying $91/month for the coverage. I do not know what kind of deductible it has.
What options does this client have? If the Crohn's is under control, could she get better coverage elsewhere? I just don't see why an insurance company what want a Crohn's sufferer as a policy holder.
Help!
Thanks in advance
I'm mostly a life insurance agent, but I had a client ask me about health insurance. The client's daugher is 19 and going to college. She is currently insured through a plan provided by the university, but has already exceeded her drug maximum ($500). She has Crohn's disease which I understand requires some ongoing medications. She is paying $91/month for the coverage. I do not know what kind of deductible it has.
What options does this client have? If the Crohn's is under control, could she get better coverage elsewhere? I just don't see why an insurance company what want a Crohn's sufferer as a policy holder.
Help!
Thanks in advance