So my mother had been working as a nurse for the same nursing home for the past 12 years. She always paid her life insurance and kept it up to date. The beginning of the year, we found out she had cancer. She slowly got weaker and weaker until she had to move in with my grandmother who was retired and had time to take care of her. My mother had multiple strokes from her medicine in August and was unable to even write to pay her bills so my grandma took over and would help pay them. My grandma sent a check to the insurance company but accidentally did not have enough money in the bank to cover (she usually keeps a minimum in her checking and transfers as needed). My mother passed on August 19th and the insurance was supposed to pay the funeral bills. After the funeral home came to us for payment is when my grandmother called the insurance agency and found out what happened. We have a lawyer looking into this but his dad has cancer so he hasn't had much time to help with the situation. My grandmother, my sister, and I are the beneficiaries so we are just searching for answers. Is there anyway to get around it somehow since a form of payment was tried? Just anything?