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I have a client that is male 36 years old and on ssd. Is there a carrier that will insure his life? And if not what is an alternative to set aside monies for his family if something happens to him?
I assume SSD is Social Security Disability, and not a Medication. KEMPER is guarantee issue. Check them out at: https://www.kemper.com/wps/portal/Kemper/Home/InsuranceOptions/lifestyle/lifeandhealth/lp_lifeandhealthinsurance?contentIDR=9b5a617c-26f6-4d4b-8da6-5be1c03869f0&useDefaultText=1&useDefaultDesc=0 ac
His disability is due to back issues. A needs analysis exposed the need for 37K WL and 526.5K Term. 143K is on a new 30 year mortgage and the remaining 293K would be for 10 years.