Hi :) I Need Some Advise!!

Meowmimi1981

New Member
3
Hi everyone, I'm new here and new to the industry (Final Expense). There's some problem that really bothers me and I'm not sure what to do, so any advise would be great, thank you. I'll try to keep it short and sweet:

The company advance 75% ALP if there's $0 leads balance, 45% ALP if you have unpaid leads balance. The leads are good, fresh and exclusive DM leads, $36 per lead, the conversion is 20-30%. You can order leads from the regional manager and get the leads assigned to you immediately from whatever he/she has available, or you can order directly from the home office but it will take 3 weeks of waiting time, my regional manager is in Chula Vista, CA and I'm in Anaheim, CA, that's more than 120 miles away from me, and he keeps assign me leads that are really far away from me (50-60 miles one way, more than 1 hour driving, and in areas where neighbor houses are far from each other) I specifically asked for areas within the same county where I live (I provided a list of zip codes that are with 30 miles radius, approx. 20-30 minutes driving) so, for the same conversion rate and cost per lead, suddenly there's that added cost associate to that additional 30 miles gas money and time on a DAILY BASES. I talked to him about it and he said he will order from my list for me but 3 weeks later he assigned me with similar leads (60 miles one way, more than 1 hr driving) when I asked for an explanation, he said he doesn't know my county/area that well. Which is true,, his office is almost 2 1/2 hrs from me, and I'm clueless about his county/area as well; but I just thought as a regional manager, he should at least knows the basic.

My other option is to order from home office directly, I see there are lots of websites that sell leads but I know nothing about it since I'm new to this, any advice or suggestion would be great, thank you. :)
 
Hi everyone, I'm new here and new to the industry (Final Expense). There's some problem that really bothers me and I'm not sure what to do, so any advise would be great, thank you. I'll try to keep it short and sweet: The company advance 75% ALP if there's $0 leads balance, 45% ALP if you have unpaid leads balance. The leads are good, fresh and exclusive DM leads, $36 per lead, the conversion is 20-30%. You can order leads from the regional manager and get the leads assigned to you immediately from whatever he/she has available, or you can order directly from the home office but it will take 3 weeks of waiting time, my regional manager is in Chula Vista, CA and I'm in Anaheim, CA, that's more than 120 miles away from me, and he keeps assign me leads that are really far away from me (50-60 miles one way, more than 1 hour driving, and in areas where neighbor houses are far from each other) I specifically asked for areas within the same county where I live (I provided a list of zip codes that are with 30 miles radius, approx. 20-30 minutes driving) so, for the same conversion rate and cost per lead, suddenly there's that added cost associate to that additional 30 miles gas money and time on a DAILY BASES. I talked to him about it and he said he will order from my list for me but 3 weeks later he assigned me with similar leads (60 miles one way, more than 1 hr driving) when I asked for an explanation, he said he doesn't know my county/area that well. Which is true,, his office is almost 2 1/2 hrs from me, and I'm clueless about his county/area as well; but I just thought as a regional manager, he should at least knows the basic. My other option is to order from home office directly, I see there are lots of websites that sell leads but I know nothing about it since I'm new to this, any advice or suggestion would be great, thank you. :)

You are paying way too much per lead and getting way too low of commission.

You need to have a talk with them and if they don't up your commission and reduce your lead cost you need to start shopping around your contracts.
 
Hi everyone, I'm new here and new to the industry (Final Expense). There's some problem that really bothers me and I'm not sure what to do, so any advise would be great, thank you. I'll try to keep it short and sweet:

The company advance 75% ALP if there's $0 leads balance, 45% ALP if you have unpaid leads balance. The leads are good, fresh and exclusive DM leads, $36 per lead, the conversion is 20-30%. You can order leads from the regional manager and get the leads assigned to you immediately from whatever he/she has available, or you can order directly from the home office but it will take 3 weeks of waiting time, my regional manager is in Chula Vista, CA and I'm in Anaheim, CA, that's more than 120 miles away from me, and he keeps assign me leads that are really far away from me (50-60 miles one way, more than 1 hour driving, and in areas where neighbor houses are far from each other) I specifically asked for areas within the same county where I live (I provided a list of zip codes that are with 30 miles radius, approx. 20-30 minutes driving) so, for the same conversion rate and cost per lead, suddenly there's that added cost associate to that additional 30 miles gas money and time on a DAILY BASES. I talked to him about it and he said he will order from my list for me but 3 weeks later he assigned me with similar leads (60 miles one way, more than 1 hr driving) when I asked for an explanation, he said he doesn't know my county/area that well. Which is true,, his office is almost 2 1/2 hrs from me, and I'm clueless about his county/area as well; but I just thought as a regional manager, he should at least knows the basic.

My other option is to order from home office directly, I see there are lots of websites that sell leads but I know nothing about it since I'm new to this, any advice or suggestion would be great, thank you. :)

Not a recruiter.


What are your average commission rates with your main carriers?
What does your upline do to earn the override you pay him?
 
You're getting taken advantage of. Most here on the board are paying $26 for DM and have 110%+ contracts.

Sounds like Lincoln Heritage or Old
American to me. Run!
 
Your letting your manager order your leads... you are putting your business in his hands not your own. Also there is a reason he can immediately provide you leads he is selling you leads that have been laying around before he will ever think of having your areas mailed. Sounds like Lincoln heritage.
 
Your letting your manager order your leads... you are putting your business in his hands not your own. Also there is a reason he can immediately provide you leads he is selling you leads that have been laying around before he will ever think of having your areas mailed. Sounds like Lincoln heritage.

You'd at least think there would be a discount for the "in-stock merchandise". Sounds like another one way street. Heck with these chiselers.
 
This comp rate with these leads costs is rape lol. Did they at least by you dinner?
 
Your letting your manager order your leads... you are putting your business in his hands not your own. Also there is a reason he can immediately provide you leads he is selling you leads that have been laying around before he will ever think of having your areas mailed. Sounds like Lincoln heritage.

I assume you speak from your own experience, how long were you there? Which agency? Can you tell me more? Thank you.
 
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