I've seen people make the case that hospital indemnity plans are a good add-on for people on MAPD to cover the hospital charges of the MAPD Plan.
However, some MAPD have basically $0 hospital charges when admitted. Some have ER fees, an ambulance fee, and an outpatient hospital fee, but no fees for being an inpatient at hospital.
So if the MAPD Plan has no fees for being an impatient, then there shouldn't be a need for a hospital indemnity plan.
Correct?
However, some MAPD have basically $0 hospital charges when admitted. Some have ER fees, an ambulance fee, and an outpatient hospital fee, but no fees for being an inpatient at hospital.
So if the MAPD Plan has no fees for being an impatient, then there shouldn't be a need for a hospital indemnity plan.
Correct?