I think I've done one. Just TOO long. If prospect calls me now for Oct 1st, or nov 1st, I tell them to enroll in this plan and call me during OEP. Probably smarter to do now, but I need as many breaks as possible now.
Also, things may change on process come oep. If have other agent, not worth the BS or risk of complaint from other fraudulent agent. Can't risk being suspended for oep which many are for no reason even with all proof of consents and recordings. Cant risk 1 client to lose 600. No thanks