How important is someone's credit score when trying to become a licensed insurance agent? I was on Prudential's website and they require a background check (which is no problem) and a creidt check...( I may have a problem with that one).
I haven't found it to be an issue. My score was low when I came into the biz from past problems. In mid-last year the IRS hit me with a lien and although I have payment arrangements the lien still shows up on my credit which makes my score a negative 200 and I've still got appointed by several companies after that. The biggie is I don't have a BK - I think that actually matters.
Depends on whether you need annualized commissions and who is making the loan. Some carriers will appoint you for as earned only if you have a poor record of repaying creditors or if your credit report shows you are over-extended.