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HSA:
*Once the deductible is met (assuming 100% coinsurance) all services are free. Not so on PPO plans where office and drug copays always remain.
You need to look at the plan. Not all HSAs are created equal. For example, Carefirst in MD has the copays start after the deductible:
https://www.carefirst.com/eSales/broker_groups.jsp?b=132
Under "summary" choose "blue choice hsa maryland" and note you have all doctor and drug copays after the deductible is met.
*Half the family liability. HSA are one family deductible, PPO plans are two to possibly three members have to meet the OOP.