Last week I rear ended a 2021 Toyota supra and hopefully someone that has gone through this before or experts can answer my question if I'm still at fault or not.
We were both waiting for a red light to change and once we started moving and gaining speed, the Supra all of a sudden stopped hard and I hit my brakes hard and slammed right into him, there were no cars in front of him. When I spoke to the driver he said he didn't know what happened for his car to brake hard and on it's own. I know most of the time i would be at fault but reading through some NJ lawyers websites it states that there would be exceptions for not being at fault. One is if the driver intentionally braked for no reason and the other is if it was a chain reaction. We both decided to call the police just to notify the incident but not make a report on it thinking we can take care of it out of pocket but looking at my car, I won't be able to do that and deciding if I should make the police report and report it to my insurance company. Can anyone from experience tell me if these exceptions are true? My insurance is Geico
We were both waiting for a red light to change and once we started moving and gaining speed, the Supra all of a sudden stopped hard and I hit my brakes hard and slammed right into him, there were no cars in front of him. When I spoke to the driver he said he didn't know what happened for his car to brake hard and on it's own. I know most of the time i would be at fault but reading through some NJ lawyers websites it states that there would be exceptions for not being at fault. One is if the driver intentionally braked for no reason and the other is if it was a chain reaction. We both decided to call the police just to notify the incident but not make a report on it thinking we can take care of it out of pocket but looking at my car, I won't be able to do that and deciding if I should make the police report and report it to my insurance company. Can anyone from experience tell me if these exceptions are true? My insurance is Geico