I'm Concerned

Happy 4th of July. I agree with the folks who say stay the course but I have been around a long time 27 years in Sept. the one thing that worries me more than Medicare which is an ever changing space is the final expense sale. I have learned in coaching great agents that learning from failures is more valuable than strings of small success. If you cannot cross sell it means you are likely heavy DSNP and that is a broken model and the more likely one that becomes non commissioned like it already is in many states. The way to fix that is use more Supplement Plan N and add a bundle hospital indemnity and dental vision hearing with NCD. Right now you are in the enrollment and service trap. You need to be in a different package advisement mindset. Then add the final expense and maybe the prepaid homecare. Yes advantage plans offer lots of benefits in 2025 but not so much in 2026 so paying a lik more to get something good is not so bad. Humana is a well serviced supplement and homecare is True Freedom and Dental I use Met Life NCD. [EXTERNAL LINK] - Career fill this out and whether u join is or not I am always happy to help business owner mindset folks.
 
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