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Under $300 - a myriad of sites where you can get the forms online.
http://www.legalzoom.com/legal-incorporation/incorporation-pricing.html
http://www.legalzoom.com/legal-incorporation/incorporation-pricing.html
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Just wondering if you use a domain name that is different than your proper name, are you in fact a dba, requiring registration?
I think it was John P. who recommended starting a business for your insurance sales. Is it ok to sale insurance as an individual or do I need to file a dba for a tax number? Are there advantages to being a sole proprietor? How many of you guys have set a up business entity?
In my opinion it is important to incorporate yourself.
Why is that?
That is my opinion.
Here in Florida, legalzoom.com, and other legal-type sites will charge you anywhere from $274 to $484 (including the state filing fee) for something you can do yourself for just the state filing fee ($125) in about ten minutes online at www.sunbiz.org - Home.I would check out legalzoom or a similar firm which will detail the benefits for you.
Most "opinions" (ones worth listening to anyway) have some sort of basis of fact to them.
Here in Florida, legalzoom.com, and other legal-type sites will charge you anywhere from $274 to $484 (including the state filing fee) for something you can do yourself for just the state filing fee ($125) in about ten minutes online at www.sunbiz.org - Home.
Of course, in other states, ymmv.
I think most agents/brokers, especially newer ones, spend way too much valuable time sweating this stuff.
If you don't find enough new clients and first year commissions, it's all going to be moot anyway. You' be well organized with the correct business form, but you'll be broke. Keep the horse in front of the cart!
After getting to about $75K in net revenues, it makes sense to look at a sub-chapter s corp - as a tax play.
Until you get there though, don't worry about it. Use the energy and resources to build clients.
Her SF agent called and she told him what she was doing and he started screaming at her over the phone. She set the phone down and asked me "did you hear that?" I was like uh, I think so. It was my first year in the biz. I thought those guys were supposed to be playing golf and making big money.
This was over a $40 monthly premium on a term policy, if you can believe that S_ _ _.