Dins
Expert
- 49
Hi Everyone,
I have a 27yo female who was referred to me by one of my IUL clients. They told her about the solution I created for them and now she wants something similar. I told her I don't see this being a real possibility. She was pretty disappointed, and started asking about alternative options to achieve the same goal. She's asked about another Whole Life Policy with good growth potential, Term, and Term with ROP. All of which I don't see her getting a good rating, if she's not declined. All I can see is a FE policy, but due to her age and Ht/Wt, maybe a GI product would end up working out better. I don't have much experience with Bipolar and life policies so I was hoping maybe somebody would be able to suggest something I don't know of/haven't thought of before I make a final recommendation.
Diagnosed with Bipolar, Anxiety and ADD in 2016. She's currently prescribed Latuda, Lamictal, and Vyvanse for the ADD. 5'7 and just under 300lbs(Another reason I can't see good outcome going FU)....
Thanks in advance!
I have a 27yo female who was referred to me by one of my IUL clients. They told her about the solution I created for them and now she wants something similar. I told her I don't see this being a real possibility. She was pretty disappointed, and started asking about alternative options to achieve the same goal. She's asked about another Whole Life Policy with good growth potential, Term, and Term with ROP. All of which I don't see her getting a good rating, if she's not declined. All I can see is a FE policy, but due to her age and Ht/Wt, maybe a GI product would end up working out better. I don't have much experience with Bipolar and life policies so I was hoping maybe somebody would be able to suggest something I don't know of/haven't thought of before I make a final recommendation.
Diagnosed with Bipolar, Anxiety and ADD in 2016. She's currently prescribed Latuda, Lamictal, and Vyvanse for the ADD. 5'7 and just under 300lbs(Another reason I can't see good outcome going FU)....
Thanks in advance!