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Go for a simple GI to cover the FE cost. Use the bulk of available funds to build up cash in a small traditional IRA. Columbian Life would work, GI coverage starts at age 25. Each agent has his own ideas on how to approach (seemingly hopeless) situations such as this.
The key is to do what is best for the client.
Oddly enough on that point, in reality, often its not what so much is best for the client, but for what would be best for the family or the beni's. Life insurance is what we leave for others, not ourselves. Not like care ins. or home ins., ect.
Do your best, I am sure you will.
The key is to do what is best for the client.
Oddly enough on that point, in reality, often its not what so much is best for the client, but for what would be best for the family or the beni's. Life insurance is what we leave for others, not ourselves. Not like care ins. or home ins., ect.
Do your best, I am sure you will.