Is There Such a Thing?

[senior-advisor-indiana]

You're right from his wording it does sound like that, I just think I understand what he is saying, because clients also phrase that question that way.

You're right, Bob has stated before that he doesn't post what he really means. Where did you get your Bob decoder at?

 

[goillini52]

Is every one so dumb?

Poor guy is asking if you can have a policy where client can stop paying before she passes, dosent have to pay until she passes...

Many companies have 10 pay or 20 pay, transamerica has a 10 play where client only pays in for 10 years, then they are payed up, obviously it's more expensive.

"Maybe she'll go for single premium now." That response was offered in the 1st post to the question and he didn't feel it was a "mature" answer...,so yes we all read Bob's question the way he meant it.

CAN YOU BUY FE INSURANCE AFTER YOU DIE?

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Just put Bob on your ignore list like the rest of us. This is the same guy who thought med advantage plans didn't cover cataract surgery.

Hey, Bob's just testing us to see if we're paying attention and he also likes to entertain us. I'm surprised that you didn't pick up on that.

 

[Bob_The_Insurance_Guy]

The answer I got from it was that Funeral Homes were offering pre paying for a short amount of time. That time ended, however, while you were still alive, and didn't have to pay all the way through your passing.

I got that they no longer offer it because it did not work very well for them.

Being on this board is similar to Person Of Interest. I get someone to answer my question - the number the machine gives - the others of you are irrelevant.

For some people on this board, if your linghams were as long as your memories, you'd be in porn, not selling sh!tty leads or lists to unsuspecting agents.

 

[PA Bill]

The answer I got from it was that Funeral Homes were offering pre paying for a short amount of time. That time ended, however, while you were still alive, and didn't have to pay all the way through your passing.

I got that they no longer offer it because it did not work very well for them.

Being on this board is similar to Person Of Interest. I get someone to answer my question - the number the machine gives - the others of you are irrelevant.

For some people on this board, if your linghams were as long as your memories, you'd be in porn, not selling sh!tty leads or lists to unsuspecting agents.

Keep diggin', Bob. You'll get to China eventually.

 

[Bob_The_Insurance_Guy]

Keep diggin', Bob. You'll get to China eventually.

Bottom Line: I got the answer I wanted. Didn't I?

 

[KRobby]

Great thread.

 

[PA Bill]

Bottom Line: I got the answer I wanted. Didn't I?

So now it's your question? You posted before that it wasn't your question, that your account had been hacked. I know the FE forum is a little wild, but now we have to keep up with split personality disorders? C'mon man!

 

[Newby]

The answer I got from it was that Funeral Homes were offering pre paying for a short amount of time. That time ended, however, while you were still alive, and didn't have to pay all the way through your passing. I got that they no longer offer it because it did not work very well for them. Being on this board is similar to Person Of Interest. I get someone to answer my question - the number the machine gives - the others of you are irrelevant. For some people on this board, if your linghams were as long as your memories, you'd be in porn, not selling sh!tty leads or lists to unsuspecting agents.

Bob, are you yanking chains? Of course funeral homes offer payment plans ahead of time. 3, 5, and 10-year payment plans are the norm. The policy is full benefit upon death but may be 2-year graded depending on health.

This has been a very popular niche in the insurance business for at least the past 30-years.

 

[TDFnCali]

Is every one so dumb?

No.... Most of us know "every one" is 1 word!

 

[bill3173]

Next it'll be somebody thinking they can buy a health insurance policy AFTER they get sick and it will pay for the treatment of their pre-existing condition, HA!......hey wait

That really puts it into perspective...you can buy a health insurance policy with "uncapped losses" after you get sick or injured.

Having the right to purchase an uncontestable $10K policy at a standard rate just before you die seems reasonable, compared to what's going on with health insurance.