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I have been with them for a month, taking live transfers only. I am working about half the system and it has made me top producer at my current MGA which is one of the biggest MGA there is. I can tell you for certain that they are not a scam. From my experience so far they have been forthright and 100% above board, which is EXTREMELY hard to find anywhere nowadays. If you want to work, this is the place. If you don't want to work save everyone some time and get out of the business. Inbox me if you want to chat via phone about this.