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Does anyone have an opinion on the new Kemper Guaranteed Issue WL plan? Is it close to Vantis or MOO?
Kemper Guaranteed Issue WL
- Thread starter RichMcK
- Start date
The rates are pretty high compared to Vantis.
- 26,907
Got an example of the rates? Say 65yr old male. Also What are the charge back specs?
- Thread starter
- #4
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age 65, 5,000. policy
Male $ 45.66 Female $ 40.34
25,000. max
Smokers pay no more premium than non-smokers.
Male $ 45.66 Female $ 40.34
25,000. max
Smokers pay no more premium than non-smokers.
100% chargeback if a death benefit claim occurs during months 1 through 6 following policy effective date, or subject to 75% chargeback of initial commission if a death benefit claim occurs during months 7 through 12 following policy effective
date.
- 26,907
Rates are good compared to some, not as good as Vantis. Charge backs are much better.
They could be an option for sicker clients or if you need more than $15,000.
What are commissions like?
One IMO was offering north of 50%
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I wish Kemper would allow conversion of Farmers term. Like LBL/All State.
Is it your first day or just your first day on the forum? I'd love to know how you think it's "extremely competitive".
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