Knowing which Insurance Company to Use?

[kwamster]

For you independent guys:

Lets say you have 10 to 20 companies you write business for. How do you narrow down which companies to get quotes from?

Each customer has different needs, and each company has different requirements, products, and industries that they offer.

That just comes from familiarizing yourself with the underwriting requirements of the various companies that you write for and through experience.

 

[Guest]

That just comes from familiarizing yourself with the underwriting requirements of the various companies that you write for and through experience.

HAHAHAHHAAH

 

[fourpeaks]

Hey Red Blood American. Are you from Arizona?

 

[Cory]

Good ole fashioned legwork... once we graduate from college we never stop studying. I learned through spending some time on product knowledge, more time on reading underwriting requirements, talking with industry peers and then crunching real cases on illustrations. There are several venues available to run quotes for multiple products at a time, but even then that person may not be eligible based on strict underwriting guidelines. Just takes time and trial and error to understand which companies can offer your client the best price that they can get "approved." Sorry for an ambiguous answer, but would love to hear other opinions.

 

[Guest]

Hey Red Blood American. Are you from Arizona?

yes.........................