That was almost just as jumbled as his lol...had to read it twice
True now that I re read what I posted lol
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That was almost just as jumbled as his lol...had to read it twice
True now that I re read what I posted lol
Those niches are not exclusive to them. I have yet to run across a circumstance where they were the best option. I just don't see where an independent FE agent who has open access to the free market of carrier choices would need them in any circumstance.
Lets see, copd is niche for Trans, LBL and Americo. Trans and Americo can be a complete pain in the arse to write. Soooo if you choose not to write any of those 3 for that specific niche, who would you use..and for the love of God dont say RNA And the carrier would need to be available to the majority of the 50 states, waiting.....I love to learn.
The carrier in question was Liberty Bankers... I would use Trans over LB. The problems agents have with Trans is due to their own error in my experience... This would be only niche cases... COPD with no O2.
I use someone different for my business because they are available in my state...