Can anyone provide a reason or best guess as to why Lincoln MG does not include a signed illustration with their policies when issued? The client is required to sign one as part of the application process.....and I am used to ALWAYS having an illustration with other standard life policies I deal with.
The reason for asking is that I have occasionally had clients, upon policy delivery, start questioning all the confusing internal detail pages of the policy....so I have gotten in the habit of including a copy of the illustration that they originally signed, and say "that is what you go by....and the rest is all required by law that they display it." I am a firm believer in the illustration being the gospel as to what you bought.
I know it is not rocket science, but it seems to make sense that the signed illustration...the page that says "all these values are guaranteed" .....should be part of the policy.
Thanks
The reason for asking is that I have occasionally had clients, upon policy delivery, start questioning all the confusing internal detail pages of the policy....so I have gotten in the habit of including a copy of the illustration that they originally signed, and say "that is what you go by....and the rest is all required by law that they display it." I am a firm believer in the illustration being the gospel as to what you bought.
I know it is not rocket science, but it seems to make sense that the signed illustration...the page that says "all these values are guaranteed" .....should be part of the policy.
Thanks