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Lincoln to Add Variable Universal Life-Long Term Care Hybrid | ThinkAdvisor
Lincoln Financial’s MoneyGuard policies have been a major source of life-LTC hybrid coverage for decades. The older life-LTC hybrid policies have been fixed universal life policies.
Lincoln Financial says in product fliers that it plans to sell the new VUL-LTC MoneyGuard product alongside the old UL-based MoneyGuard products.
Lincoln Financial executives have told securities analysts that they’re trying to move away from products that expose the company to substantial amounts of risk related to low interest rates and changes in interest rates.
Lincoln Financial’s MoneyGuard policies have been a major source of life-LTC hybrid coverage for decades. The older life-LTC hybrid policies have been fixed universal life policies.
Lincoln Financial says in product fliers that it plans to sell the new VUL-LTC MoneyGuard product alongside the old UL-based MoneyGuard products.
Lincoln Financial executives have told securities analysts that they’re trying to move away from products that expose the company to substantial amounts of risk related to low interest rates and changes in interest rates.